By accessing or using the EquityPaths website at equitypaths.com (the "Service"), you agree to these Terms of Service ("Terms"). If you don't agree, please don't use the Service.
1. About EquityPaths
EquityPaths is a digital marketing services company. We do not originate loans, accept loan applications, broker loans, or provide financial, legal, or investment advice. We help connect inquiring parties with licensed lending partners.
2. Eligibility
You must be at least 18 years old and a resident of the United States to use the Service or submit inquiries through our forms.
3. Use of the Service
By using the Service, you agree to:
- Provide accurate and current information
- Use the Service only for lawful purposes
- Not use the Service for any unauthorized or illegal activity
- Not interfere with or disrupt the proper functioning of the Service
- Not attempt to gain unauthorized access to any part of the Service
4. Intellectual Property
All content, design, trademarks, logos, and other materials on equitypaths.com are the property of EquityPaths or its licensors. You may not copy, reproduce, distribute, modify, or create derivative works without our prior written permission.
5. Third-Party Partners
We work with licensed lending partners and third-party service providers. We do not control their products, services, terms, rates, or practices. Any agreement you enter with a lending partner is solely between you and that partner. We are not responsible for the actions, omissions, or content of any third party.
6. No Financial Advice
Nothing on the Service constitutes financial, legal, investment, or tax advice. You should consult a qualified professional before making any financial decisions.
7. Disclaimer of Warranties
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.
8. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EQUITYPATHS, ITS AFFILIATES, OFFICERS, EMPLOYEES, AND PARTNERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, ARISING FROM YOUR USE OF THE SERVICE.
9. Indemnification
You agree to indemnify and hold harmless EquityPaths from any claims, damages, losses, or expenses arising from your use of the Service or violation of these Terms.
10. TCPA / Communications Consent
By submitting a form on the Service, you consent to be contacted by EquityPaths and/or its lending partners regarding home equity, refinance, or related financial products. You may opt out at any time. See our Privacy Policy for details.
11. Equal Housing Opportunity
EquityPaths supports the principles of equal credit and housing opportunity. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or any other protected status.
12. Governing Law
These Terms are governed by the laws of the United States and the State in which EquityPaths is registered, without regard to conflict of law principles.
13. Changes to These Terms
We may update these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date.
14. Contact Us
Questions about these Terms? Email partners@equitypaths.com.